Saopon Cha

NMLS # 404260


Saopon Cha President
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Saopon Cha

Saopon Cha


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Loan Programs



About Saopon


Hi! I'm Saopon and if you choose to work with CHA Mortgage Company, you'll be working with me. I'm the founder and President of CHA Mortgage Company and I'll be your Mortgage Consultant and main point of contact throughout the entire loan process.

A lot of people are intimidated by my name but the pronunciation is a lot easier than you think. My first name is two syllables: sao-pon. The first syllable, sao, rhymes with Lao, Tao, how...I think you get the idea. The second part, pon, is just as it sounds: "pawn." People get my name wrong all the time but I'm used to it so don't feel bad if you mess up.

Even though I was born in Thailand, I was raised in Portland, Oregon from an early age and it's all I know and remember. I love the Pacific Northwest and I can't imagine living anywhere else. I was raised in the Cully Neighborhood of Northeast Portland and I'm currently raising my family in the St. Johns neighborhood of North Portland. I received my high school diploma from Madison High School and Bachelors Degree from Portland State University.

I've been in the financial services industry for over 20 years and in the mortgage industry for 15. I've sold checking accounts, mortgage loans, life insurance and real estate. I've worked for small mom-and-pop mortgage shops and large mortgage corporations where I originated, processed and underwrote mortgage loans. You'd be hard-pressed to find another Mortgage Consultant with my level of knowledge and expertise.

Contact Saopon

Saopon Cha

NMLS# 404260

2301 NW Thurman St Ste C
Portland, OR 97210
State Licenses: OR, WA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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