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scha@chamortgage.com
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Meet Our Professionals

Learn more about our professionals here.

Saopon Cha

Title: President/Mortgage Broker
Address: 2301 NW Thurman St Ste C
Portland, OR 97210
NMLS #404260

Hi!  I'm Saopon and if you choose to work with CHA Mortgage Company, you'll be working with me.  I'm the founder and President of CHA Mortgage Company and I'll be your Mortgage Consultant and main point of contact throughout the entire loan process.  

A lot of people are intimidated by my name but the pronunciation is a lot easier than you think.  My first name is two syllables: sao-pon. The first syllable, sao, rhymes with Lao, Tao, how...I think you get the idea.  The second part, pon, is just as it sounds: "pawn."  People get my name wrong all the time but I'm used to it so don't feel bad if you mess up.

Even though I was born in Thailand, I was raised in Portland, Oregon from an early age and it's all I know and remember.  I love Portland and couldn't fathom living anywhere else. I was raised in the Cully Neighborhood of Northeast Portland and I'm currently raising my family in the St. Johns neighborhood of North Portland.  I received my high school diploma from Madison High School, Associates Degree from Portland Community College and Bachelors Degree from Portland State University.  

I've been in the financial services industry for over 18 years and in the mortgage industry for 13.  I've sold checking accounts, mortgage loans, life insurance and real estate.  I've worked for small mom-and-pop mortgage shops and large mortgage corporations where I originated, processed and underwrote mortgage loans.  You'd be hard-pressed to find another Mortgage Consultant with my level of knowledge and expertise.

When you work with me, you can expect me to care about your mortgage as much as you do.  I'll find you a loan program that meets your needs, a competitive rate and the least amount of hassle possible.  You can count on me to be honest, available and responsive.  You can also count on me to be discreet.  I'll only ask for information and documents needed to process your application and I'll only share that information with people who need to know--like the lender, for example.  

To my friends and family who are also customers-- I want you to know you don't have to be embarrassed if your finances aren't perfect.  I'm only here to help and I would be honored if you chose to work with me! When I say your information is confidential, I really mean it.  I don't share it with anyone who doesn't need to know.  This means I don't talk about your loan with my husband, sister, friends, etc.  You can rest assured knowing that unless you choose to divulge that you're working with me, no one will know I helped you with your financing.  

My goal is to have your complete trust so you have no reservations about working with me.  I'm never too busy for you or your referrals.  Total commitment to you is what I'm all about.